If you have experienced a car accident, injuries and damages to your
car, you might be thinking about whether to sue the other driver. In
that case, if after discussing with your insurance agent and
professional Car Accident Lawyers Toronto, you are convinced that you
should, there are some important factors you must know about before
stepping forward with your legal action. Before you sue, you need to
learn what remedies the insurance company can offer you for the other
driver.
The other drivers’ policy covers may not adequately compensate you for
car repairs and medical expenses. In such case, you will have to confirm
your insurance agent whether you can avail under-insured policy of
motorist coverage to compensate the shortages for the other drivers
insurance. Even if you do, you certainly need a potential legal
proceeding if your losses are bigger than what your under-insured auto
coverage can pay.
Filing A Car Accident Injury Lawsuit
A lawsuit seeking compensatory remedies for the car accident injury is
civil lawsuits, and it is also considered as tort or personal injury
cases. Civil lawsuits mostly follow a same path leading to the
conclusion. The cases begin with the filing of a petition or complaint,
with the local court.
Different Legal Stages
The other driver and his
insurance company, that is likely to pay for his or her defense, has a
certain amount of time for responding to your lawsuit. The response
sometimes includes an answer and the defendant either denies or admits
the allegations in that. It also includes counterclaims to show your
contribution to the car accident and how you are responsible for your
own injuries. This may involve cross-claims seeking to blame the injury
on another defendant if there is any. Like your original complaint, you
need to set a period for your response to the defendants counterclaims
and leading Car Accident Lawyers Toronto can professionally help you in
the entire matter.